SBI SimplyCLICK Credit Card limit is determined by your income, credit score, the highest limit on current credit cards, and a variety of other internal variables. This is why the limit differs from one application to the next. SBI Card does not disclose the credit limit at the time of application; you will only learn about your limit when you receive your new SimplyCLICK SBI Card.
SBI Card will provide you with frequent updates on the status of your credit card application. Your current application status will be sent to you via text message at your registered cellphone number. However, you may follow the status of your application by visiting the bank's official website or phoning the SBI Credit Card customer service hotline.
The foreign currency transaction fee levied to SBI Simply CLICK Credit Card charges 3.50% of the transaction value. As a result, it is not an appropriate credit card for foreign currency purchases; instead, if you want to take advantage of such perks, check for the best credit cards for overseas use.
You may pay your credit card bill in both online and offline modes. Online payment methods include NEFT, electronic bill payment, National Automated Clearing House (NACH), Visa credit card pay, debit card, and others. You may pay your credit card bill offline with cash, cheque, demand draft, or SBI ATM.