- 5% cashback on all online transactions with no merchant restrictions
- 1% cashback on offline transactions
- Monthly cashback cap of Rs. 5,000
- Fuel surcharge waiver
- No complimentary domestic lounge access
- Cashback: Earn a flat 5% cashback on all online transactions and 1% cashback on offline transactions.
- Monthly Cashback Cap: Up to Rs. 5,000 cashback per month, including all categories.
- Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions at all petrol pumps.
- Excluded Categories: No cashback on fuel transactions, merchant EMI transactions, rent payments, wallet loading, cash advances, balance transfers, flexipay or encash facility, jewellery purchases, educational transactions, institutional transactions, utilities, insurance payments, gifting, and railway transactions.
Welcome Benefits from Bank
- No welcome benefits are offered with the Cashback SBI Card.
Welcome Benefits from EaseMyDeal (Any 1)
- ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
- Flat ₹500 EaseMyDeal Cashback
- Enjoy ₹500 Amazon Pay Voucher
Eligibility Criteria:
- Age: 21 to 65 years
- Minimum Income: Rs. 3 lakh per annum
- Employment: Salaried or self-employed with a stable income
Required Documents:
- Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
- Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
- Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
- Passport-sized photograph
How to Apply for Flat 5% Cashback SBI Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the SBI bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
Flat 5% Cashback SBI Card FAQs
The card does not provide any cash back on fuel purchases. However, you will receive a 1% fuel cost waiver on transactions ranging from Rs. 500 to Rs. 3,000. The maximum reward is Rs 100 every statement cycle.
Yes, you may withdraw cash using this card. However, cash withdrawals using credit cards are not recommended since they do not qualify for the interest-free period, resulting in high finance costs on such transactions. You will also be required to pay an extra cash advance fee each time you withdraw cash. Furthermore, no cashback will be paid for cash withdrawals.
You can reach SBI Card helpline at 1860 180 1290 or 39 02 02 02 (prefix local STD code).
