- Earn 15 Fuel Points for every Rs.100 spent at Indian Oil fuel stations (capped at a maximum of 2,000 fuel points per month)
- Receive a Welcome Benefit of 3,000 fuel points (valued at Rs.1500) on your first transaction of Rs.500 or more, completed within 30 days of card issuance
- Enjoy 2 Fuel Point for every Rs.100 spent on all other purchases
- 1 Fuel Point = Rs.0.50, redeemable at Indian Oil fuel stations
- Avail fuel surcharge waiver on transactions ranging between Rs.500 and Rs.4,000 at all fuel stations (Maximum monthly waiver: Rs.100)
Reward Points: Earn accelerated reward points on fuel transactions at Indian Oil fuel stations, groceries, and utility bill payments.
Cashback: Get cashback on grocery purchases and utility bill payments for added savings.
Dining Discounts: Access exclusive discounts and offers at partnered restaurants.
Shopping Discounts: Enjoy special deals and discounts at select retail outlets.
Travel Benefits: Complimentary access to select domestic airport lounges for a comfortable travel experience.
Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on fuel transactions at all petrol pumps.
Contactless Payments: Make quick, secure, and hassle-free transactions with the contactless payment feature.
Welcome Benefits from Bank
- 8.5% Valueback as 15 Fuel Points and 1% Fuel Surcharge waiver
Welcome Benefits from EaseMyDeal (Any 1)
- ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
- Flat ₹500 EaseMyDeal Cashback
- Enjoy ₹500 Amazon Pay Voucher
Eligibility Criteria:
- Age: 21 to 65 years
- Credit Score: Minimum 720+ required
- Employment: Salaried and self-employed individuals are eligible
- Salaried: Minimum monthly income of Rs. 15,000
- Self-Employed: Minimum ITR of Rs. 2 lakhs per annum
- New to Credit: Not allowed
Required Documents:
- ID Proof: PAN Card or Form 60
- Address Proof: Aadhaar, Passport, or utility bills
- Income Proof: Bank statements or salary slips
- Photograph: Recent passport-sized photo
How to Apply for Indian Oil RBL Bank XTRA Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the RBL Bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
Indian Oil RBL Bank XTRA Credit Card FAQs
The card offers accelerated reward points on fuel transactions at Indian Oil fuel stations, cashback on groceries and utility bill payments, complimentary lounge access, and a 1% fuel surcharge waiver.
You can redeem your accumulated reward points for fuel, shopping, vouchers, and more through RBL Bank’s rewards catalog.
Yes, the card comes with an annual fee, which may be waived based on annual spending criteria.
Instead of direct cashback, you earn accelerated reward points on fuel transactions at Indian Oil fuel stations, which can be redeemed for fuel and other rewards.
You can apply online through the RBL Bank website or visit the nearest RBL Bank branch with the necessary documents.
