- 10% Scapia Coins on every online and offline spend*
- 20% Scapia Coins on travel bookings made via the Scapia App
- Unlimited Domestic Lounge Access (on min. spend of ₹5,000 in a billing cycle)
- Zero Forex Mark-up Charges on international transactions
- No Joining or Annual Fees – lifetime free credit card
- Instant Activation with physical card delivered in 2–5 days
- Instant Scapia Coin Redemption on flights and hotel bookings via the Scapia App
- Unlimited Lounge Access: Complimentary domestic lounge access every month on spending ₹5,000 in a billing cycle
- Zero Forex Markup: Shop globally with 0% forex markup on all international transactions
- In-App Travel Bookings: Access 5L+ hotel stays and flights directly from the Scapia App
- No Cost EMI on Travel: Convert hotel/flight bookings on Scapia App to 3-month no-cost EMIs
Welcome Benefits (From EaseMyDeal – Choose Any 1)
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₹600 Off (₹50 x 12 months) on your issued Credit Card Bill Payments via Easemydeal App
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Flat ₹500 Cashback from Easemydeal
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₹500 Amazon Pay Gift Voucher
Eligibility Criteria:
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Minimum Age: 18 years
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Occupation: Salaried or Self-employed
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Minimum Income Required: ₹5 Lakh per annum or ₹42,000 gross monthly salary
Documents Required:
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Form 60 or a copy of your PAN Card
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Recent passport-sized colored photograph
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Income proof (Latest payslip / Form 16 / IT return copy)
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Proof of Address (Passport, Aadhaar Card, Utility Bill, etc.)
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Proof of Identity (Driving License, Passport, PAN, Aadhaar, etc.)
How to Apply for Scapia Credit Card?
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Visit the EaseMyDeal website or app
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Navigate to the "Apply Credit Card" section
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Click on the ‘Apply Now’ button under Scapia Credit Card
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Enter your Name, Mobile Number & Email ID and verify with OTP to get Extra EMD Cashback Benefits
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You’ll be redirected to the official Scapia/Federal Bank website to complete your application
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Fill in your personal details, income, and employment info
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Review and submit your application
Scapia Federal Bank Credit Card FAQs
Yes, the Scapia Credit Card comes with no joining or annual fee, making it 100% lifetime free.
Scapia Coins can be instantly redeemed while booking flights or hotels on the Scapia App. Simply toggle the redemption option at checkout.
Each 1 Scapia Coin = ₹1, and there are no redemption charges.
While the card doesn’t offer a welcome benefit directly, EaseMyDeal offers exclusive benefits like cashback, bill payment discounts, or Amazon vouchers when applied through its platform.
No, the card comes with zero forex markup, making it ideal for international travel and shopping.
Yes, you can manage everything via the Scapia App – from card activation, transaction limits, PIN setup, to EMI conversion and repayments.
