- Virtual credit card for making UPI payments via QR code.
- No minimum spending requirement.
- Lifetime free card with no annual or hidden fees.
- Earn 2X cashback on all transactions.
- Receive 2 reward points for every ₹50 spent.
- Instant cashback credited directly to your bank account.
- Hassle-Free Payments: Make seamless UPI payments directly with your credit card via QR scanning.
- Lifetime Free Card: No annual or hidden charges, saving you money.
- Enhanced Rewards: Earn double the cashback for every transaction, plus reward points for spending.
- Instant Cashback Payouts: Cashback is credited to your bank account without any delays.
- No Physical Card Required: Enjoy the convenience of a virtual card without the need for carrying a physical one.
- Secure Transactions: All payments and transactions are secured by the Kiwi app, certified by NPCI.
- Flexible Spending Control: Customize your spending limit to match your financial preferences.
- Universal UPI Compatibility: Use the Kiwi card across all UPI platforms, enhancing payment flexibility.
Welcome Benefits from EaseMyDeal (Any 1)
- ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
- Flat ₹500 EaseMyDeal Cashback
- Enjoy ₹500 Amazon Pay Voucher
Eligibility Criteria:
- Residency: Must be an Indian resident.
- Age: Between 18 and 70 years.
- Income: Minimum annual income of Rs. 4 lakhs.
- Credit Score: A good credit score, generally above 750.
- Occupation: Available to both salaried and self-employed individuals.
- Existing Relationship: Existing customers of Axis Bank may have an advantage but it is not mandatory.
Documents Required:
- Application Form: Duly filled in and signed application form.
- Photograph: Recent colored photograph.
- Identity Proof: Any one of the following – Passport, PAN Card, Driving License, Voter ID Card, Aadhaar Card.
- Residence Proof: Any one of the following – Passport, Driving License, Voter ID Card, Aadhaar Card.
- Income Proof: Latest Payslip, Bank Statement, Form 16, or ITR copy.
How to Apply for Kiwi Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section.
- Click on ‘Apply Now’ button for the selected credit card.
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP.
- You will be redirected to the official website to fill out the credit card application form.
- Enter your personal details, contact information, employment details, etc.
- Review all the information provided and ensure it is accurate.
- Submit the application form.
KIWI Credit Card FAQs
The Kiwi Credit Card is a versatile financial tool that offers benefits such as cashback, reward points, and low-interest rates tailored to meet diverse financial needs.
To apply, you must be at least 18 years old, have a steady income, and meet the minimum credit score requirements. Additional documentation may be required based on your financial profile.
The annual fee varies depending on the type of card.
Fees & charges
Joining Fee : NIL
Annual Fees : NIL
Late Payment Fees :
- Up to ₹500: NIL
- From ₹501 to ₹5000: ₹500
- From ₹5001 to ₹10000: ₹750
- Above ₹10000: ₹1200
Interest Rate : (Overdues)
- Monthly Rate 3.6%
- Annual Rate: 52.86%
Interest Rate : (Cash Advances:)
- Monthly Rate 3.6%
- Annual Rate: 52.86%
Yes, foreign transactions typically incur a fee, which is a percentage of the transaction value. However, some premium Kiwi cards may offer zero foreign transaction fees.
Kiwi Credit Card users enjoy benefits such as cashback on purchases, air miles, dining discounts, and exclusive access to events. Reward points can also be redeemed for gift vouchers, merchandise, or services.
You can redeem points through the Kiwi Credit Card rewards portal online or via the app. Simply browse available rewards, select, and confirm your redemption.
You can request a credit limit increase by contacting customer service or applying through the app. Eligibility depends on your repayment history, credit score, and income.
Immediately report the loss by calling our 24/7 helpline or via the app to block your card. A replacement card will be issued promptly.
The card is protected with advanced security features like OTP authentication, transaction alerts, and encryption to safeguard your information during online transactions
