> Credit Card > IDFC > IDFC Power Plus
  • Earn 4 reward points per Rs. 150 spent on all categories
  • Exclusive dining discounts at select restaurants
  • Complimentary access to domestic and international airport lounges
  • Comprehensive travel insurance coverage
  • Special offers on shopping and lifestyle purchases
  • Reward Points: Earn 4 reward points per Rs. 150 spent on all transactions, with no cap on earning potential.
  • Dining Discounts: Enjoy up to 20% discount at select dining establishments.
  • Lounge Access: Complimentary access to domestic and international airport lounges.
  • Travel Insurance: Comprehensive travel insurance coverage including trip cancellation, medical emergencies, and lost baggage insurance.
  • Lifestyle Offers: Special offers and discounts on shopping, entertainment, and lifestyle expenses.
  • Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000.

Welcome Benefits from Bank

  • Receive a gift voucher worth Rs. 1,500 upon joining.

Welcome Benefits from EaseMyDeal (Any 1)

  1. ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
  2. Flat ₹500 EaseMyDeal Cashback
  3. Enjoy ₹500 Amazon Pay Voucher

Eligibility Criteria:

  • Age: Applicant should be between 21 to 65 years old.
  • Income: Minimum annual income of Rs. 4 lakh.
  • Credit Score: Good credit score as per bank’s criteria.

Required Documents:

  • Identity Proof: Passport, PAN Card, Aadhaar Card, Voter ID, or Driving License.
  • Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills (Electricity/Telephone).
  • Income Proof: Latest salary slips (for salaried individuals) or IT returns (for self-employed individuals).
  • Photograph: Recent passport-sized photograph.

 

How to Apply for IDFC Power Plus Credit Card?

 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the HSBC bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

 

IDFC Power Plus Credit Card FAQs

The IDFC FIRST Power Plus Credit Card is designed for high spenders who want to maximize rewards on their everyday purchases. It offers benefits such as high reward points, premium travel perks, and exclusive lifestyle privileges.

The minimum income requirement is Rs. 4 lakh per annum.

Earn 4 reward points per Rs. 150 spent on all transactions.

With the FIRST Power Credit Card, for every ₹150 spent, you earn 21X Reward Points on HPCL Fuel, Grocery & Utility and IDFC FASTag recharge and 2X Reward Points on other retail transactions, subject to terms & conditions. With the FIRST Power+ Credit Card, for every ₹150 spent, you earn 30X Reward Points on HPCL Fuel, 30X Reward Points on Grocery & Utility and IDFC FASTag recharge and 3X Reward Points on other retail transactions, subject to terms & conditions. Additionally, on both these variants, you also earn 6 Payback Reward Points for every ₹100 fuelling through HP Pay App.