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IDFC First WOW Credit Card

IDFC First WOW Credit Card

Lifetime Free icon

Lifetime Free

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Reward

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Dining

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Fuel

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Movies

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Shopping

Best Suited For
Lifetime Free
Joining Fees
₹ 0.00
Annual Fees
₹ 0.00
Description : Maximize rewards with the IDFC First WOW Credit Card. Earn 10X reward points on select categories like dining, travel, and entertainment, and 2X points on all other spends. Enjoy exclusive discounts, complimentary airport lounge access, and fuel surcharge waivers. With comprehensive travel insurance and flexible EMI options, it's perfect for those seeking high rewards and premium benefits.
  • Lifetime free credit card with no joining or annual fees.
  • Zero foreign markup fee for international transactions.
  • 4x reward points on all spends.
  • Interest rate of 6.25% p.a. on Fixed Deposit (FD).
  • Exciting offers at 300+ retail stores and 20% off at over 1,500 restaurants.
  • Up to 9% p.a. on carry-over balances.
  • Reward Points: Earn 4x reward points on every spend.
  • Zero Forex Markup Fee: No additional charges on international transactions.
  • Dining and Shopping Discounts: Up to 20% off at over 1,500 restaurants and up to 15% off at 3,000 health & wellness outlets.
  • Roadside Assistance: Additional roadside assistance worth Rs. 1,399 up to four times per year.
  • Insurance Coverage: Personal accident cover of Rs. 2 lakhs and lost card liability cover worth Rs. 25,000.
  • EMI Benefits: Convert transactions of Rs. 2,500 or more into EMIs.
  • Balance Transfer: Pay off other bank credit card balances with the balance transfer facility.
  • Low Interest Rates: Enjoy some of the lowest interest rates compared to other credit cards.

Welcome Benefits from Bank

  • 5% cashback on purchases up to Rs. 1,000 on the first EMI transaction.

Welcome Benefits from EaseMyDeal (Any 1)

  1. ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
  2. Flat ₹500 EaseMyDeal Cashback
  3. Enjoy ₹500 Amazon Pay Voucher

Eligibility Criteria:

  • Must be a resident of India.
  • Minimum age of 18 years.
  • Must have a fixed deposit account of at least Rs. 5,000 with IDFC First Bank.

Required Documents:

  • Identity Proof (any one of the following):
    • Aadhar Card
    • PAN Card
    • Voter ID Card
    • Driving Licence
  • Address Proof (any one of the following):
    • Aadhar Card
    • PAN Card
    • Voter ID Card
    • Driving Licence

How to Apply for IDFC First WOW Credit Card?

 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the IDFC bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

 

IDFC First WOW Credit Card FAQs

There is no annual fee; it is a lifetime free credit card.

The interest rate ranges from 9% p.a. to 42% p.a.

No, there are zero foreign markup fees on international transactions.

The card offers personal accident cover of Rs. 2 lakhs, credit shield cover of Rs. 25,000, and purchase protection of Rs. 25,000.