- Earn reward points and cashback on all purchases
- Exclusive discounts on dining, shopping, and entertainment
- Flexible redemption options
- Travel benefits including complimentary airport lounge access
- Fuel surcharge waiver
- Contactless payment feature for convenience
- Reward Points: Earn 5 reward points for every Rs. 100 spent on online transactions and 1 reward point for every Rs. 100 spent on offline transactions.
- Cashback: Get 2% cashback on all online spends and 1% cashback on offline spends.
- Dining Discounts: Access exclusive discounts at partnered restaurants and dining establishments.
- Shopping Discounts: Enjoy special offers and discounts at partnered retail outlets.
- Travel Benefits: Complimentary airport lounge access at domestic airports.
- Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on transactions at all petrol pumps.
- Contactless Payments: Make quick and secure payments with the contactless feature.
Welcome Benefits from Bank
- Enjoy welcome gift vouchers worth Rs.500 when your expenses reach Rs.15,000 within the first 90 days of your IDFC FIRST Millennia Credit Card being issued.
Welcome Benefits from EaseMyDeal (Any 1)
- ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
- Flat ₹500 EaseMyDeal Cashback
- Enjoy ₹500 Amazon Pay Voucher
Eligibility Criteria:
- Age: 21 to 60 years
- Minimum Income: Rs. 3 lakh per annum
- Employment: Salaried or self-employed with a stable income
Required Documents:
- Proof of Identity: PAN card, Aadhaar card, passport, or voter ID
- Proof of Address: Aadhaar card, utility bill, rental agreement, or passport
- Proof of Income: Latest salary slips (for salaried), IT returns or Form 16 (for self-employed)
- Passport-sized photograph
How to Apply for IDFC FIRST Bank Millennia Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
- Click on ‘Apply Now’ button for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the IDFC bank’s official website to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
IDFC FIRST Bank Millennia Credit Card FAQs
No, the rewards points offered by your IDFC FIRST Millenia Credit Card do not expire.
No, the bank does not charge any amount for reward redemption.
No, IDFC FIRST Millenia Credit Card does not offer airport lounge access. However the card offers 4 complimentary Railway lounge visits every quarter.
Call on the 24X7 helpline number @ 18605001111 or email at- creditcard@idfcfirstbank.com
