- 10% Cashback on dining, grocery, and food delivery spends (up to Rs. 1,000 per month).
- 1.5% Cashback on all other spends, with no limit.
- 4 Complimentary Domestic Airport Lounge Visits per year.
- Spend over Rs. 2 lakh in a year to waive the annual fee.
Cashback Benefits:
- 10% Cashback: On dining, grocery, and food delivery spends, capped at Rs. 1,000 per month.
- 1.5% Cashback: Unlimited cashback on all other eligible spends.
- Exclusions: No cashback on utility payments, fuel, rental payments, insurance, and other specified categories.
Lounge Access: 4 Complimentary Domestic Lounge Visits per year, enhancing your travel experience with comfort and convenience.
Dining Discount Offers: Up to 15% Off On dining bills at partner restaurants through the Live+ Dining Programme.
Annual Fee Waiver: Spend-based Waiver Annual fee waived off if total spends exceed Rs. 2 lakh in a year.
Welcome Benefits from Bank
- Cashback worth Rs. 1,000 on spending Rs. 20,000 within the first 30 days.
Welcome Benefits from EaseMyDeal (Any 1)
- ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
- Flat ₹500 EaseMyDeal Cashback
- Enjoy ₹500 Amazon Pay Voucher
Eligibility Criteria for HSBC Live+ Credit Card:
- Age: Applicants must be at least 18 years old.
- Residency: Must be an Indian resident.
- Income: The applicant should meet the minimum income criteria as specified by HSBC Bank, typically based on their credit profile.
- Credit Score: A good credit score is required for approval.
- Existing Relationship: Existing HSBC customers may have a smoother application process.
Documents Required for HSBC Live+ Credit Card:
-
Proof of Identity (any one):
- Aadhaar Card
- Passport
- Voter ID
- Driving License
- PAN Card
-
Proof of Address (any one):
- Aadhaar Card
- Utility Bills (Electricity, Water, Gas)
- Passport
- Voter ID
- Driving License
-
Proof of Income:
- Latest Salary Slips (for salaried individuals)
- Form 16 (for salaried individuals)
- Income Tax Returns (for self-employed individuals)
- Bank Statements (last 3-6 months)
-
Photograph:
- Recent passport-sized photograph
How to Apply for an HSBC Live+ Credit Card?
- Go to the EaseMyDeal website or app & Navigate to the credit card section
- Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible
- Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits
- Choose the credit card that best matches your needs and preferences
- Click on ‘Apply button’ for the selected credit card
- Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
- You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form
- Enter your personal details, contact information, employment details, etc
- Review all the information provided and ensure it is accurate
- Submit the application form
HSBC Live+ Credit Card FAQs
The annual fee for the HSBC Live+ Credit Card is INR 999, but it is waived off if your total annual spending exceeds INR 200,000.
With an HSBC Live+ credit card, you can earn 10% cashback on dining, food delivery, and grocery spends, capped at a maximum of Rs. 1,000 per billing cycle.
The HSBC Live+ credit card excludes cashback on categories like: fuel payments, utility bills, insurance premiums, government transactions.
HSBC Live+ Credit Card offers a welcome benefit of ₹1,000 cashback when you spend ₹20,000 within the first 30 days of card activation.
