> Credit Card > HDFC Bank > HDFC Millennia
  • 5% cashback on popular online brands like Amazon, Zomato, Uber, Flipkart, and more
  • 2.5% cashback on other online spends
  • 1% cashback on offline spends and wallet reloads
  • 20% discount on partner restaurants via Dineout
  • Gift voucher worth Rs. 1,000 on spending Rs. 1 lakh in a calendar quarter
  • Welcome Benefit: 1,000 cash points on payment of the membership fee
  • Fuel Surcharge Waiver: 1% cashback on fuel transactions (minimum Rs. 400, maximum Rs. 5,000) with a maximum waiver of Rs. 250 per statement cycle
  • Renewal Fee Waiver: Annual fee waived if Rs. 1 lakh or more is spent in the previous year
  • Smart EMI Option: Convert large purchases into EMIs
  • Contactless Payment: Facilitates contactless payments at retail outlets
  • Zero Liability: Ensures zero liability on fraudulent transactions
  • Interest-Free Period: Up to 50 days of interest-free period on purchases
  • Cash Points Validity: Cash points valid for two years from the date of accumulation

Welcome Benefits from Bank

  • Welcome gift of 1,000 cash points applicable on payment of the membership fee

Welcome Benefits from EaseMyDeal (Any 1)

  1. ₹600 Off ( 50X12 ) on issued Credit Card Bill Payment for 12 months on EaseMyDeal App
  2. Flat ₹500 EaseMyDeal Cashback
  3. Enjoy ₹500 Amazon Pay Voucher

Eligibility Criteria:

 

  • Age: 21 to 60 years
  • Minimum Income: Rs. 25,000 per month for salaried individuals, Rs. 6 lakh per annum for self-employed individuals

 

Documents Required:

 

  • KYC - PAN, address proof, and ID proof
  • Photograph

 

How to Apply for HDFC Millennia Credit Card?
 

  1. Go to the EaseMyDeal website or app & Navigate to the Apply Credit Card section
  2. Click on ‘Apply Now’ button for the selected credit card
  3. Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
  4. You will be redirected to the HDFC bank’s official website to fill out the credit card application form
  5. Enter your personal details, contact information, employment details, etc
  6. Review all the information provided and ensure it is accurate
  7. Submit the application form

HDFC Millennia Credit Card FAQs

In extremely unusual situations, HDFC Bank enables you to have two distinct HDFC Credit Cards, something it does not normally allow. If you want to get the HDFC Millennia Credit Card, you may submit a card upgrade request. For additional information, please contact the HDFC Credit Card Customer Care.

The credit limit is determined by the bank after reviewing your application. When determining your credit limit, the bank examines a variety of criteria such as your credit score, repayment capacity, income, and more. You will only learn about your credit limit once you apply for the credit card.

As soon as you detect the loss of your card, contact the bank by calling the customer service number. The bank agent will instantly freeze your credit card to protect it against fraud. Additionally, you may report the loss of your credit card on the bank's official website.

The HDFC Millennia Credit Card has a cash advance fee of 2.5% of the withdrawn amount or Rs. 500 (whichever is higher). As a result, you should avoid withdrawing cash with your credit card because it will incur extra fees.