In extremely unusual situations, HDFC Bank enables you to have two distinct HDFC Credit Cards, something it does not normally allow. If you want to get the HDFC Millennia Credit Card, you may submit a card upgrade request. For additional information, please contact the HDFC Credit Card Customer Care.
The credit limit is determined by the bank after reviewing your application. When determining your credit limit, the bank examines a variety of criteria such as your credit score, repayment capacity, income, and more. You will only learn about your credit limit once you apply for the credit card.
As soon as you detect the loss of your card, contact the bank by calling the customer service number. The bank agent will instantly freeze your credit card to protect it against fraud. Additionally, you may report the loss of your credit card on the bank's official website.
The HDFC Millennia Credit Card has a cash advance fee of 2.5% of the withdrawn amount or Rs. 500 (whichever is higher). As a result, you should avoid withdrawing cash with your credit card because it will incur extra fees.