The interest rate, or Annual Percentage Rate (APR), generally ranges between 3.5% to 4% per month, depending on your credit profile and the bank’s terms.
You can check your reward points or cashback balance through the HDFC Bank website, mobile app, or by contacting customer service.
Yes, there is a grace period of up to 20-25 days from the statement date to make payments without incurring interest.
Report the loss immediately to HDFC Bank’s customer service to block the card and prevent unauthorized transactions. You can also request a replacement card.
The credit limit is determined based on your creditworthiness, income, and other factors. It is typically higher than that of the standard MoneyBack card.