Exploring the Top Student Credit Cards in India

As young adults navigate through their academic journey, having a student credit card can be an invaluable asset for managing expenses, building credit history, and learning financial responsibility. To assist students in making informed decisions, EaseMyDeal has curated a list of the top 5 student credit cards available in India, highlighting their features, benefits, and eligibility criteria.

1. SBI Student Plus Advantage Card:

 Features: Designed exclusively for students, this card offers a low joining fee and an easy application process. Cardholders enjoy discounts on dining, shopping, and entertainment, along with fuel surcharge waivers.

 Benefits: The card comes with a host of benefits, including reward points on every spend, flexible repayment options, and emergency card replacement services. Additionally, students have access to exclusive offers and discounts through the SBI Card Mobile App.

 Eligibility: Applicants must be Indian residents aged between 18 and 30 years and enrolled in a full-time course at a recognized educational institution.

Joining / Annual membership Fee: Nil

You will get:

• 1 reward point for every Rs.100 spent
• Fuel surcharge waiver of 2.5%
• Annual fee waived off on spending Rs. 35,000 in a year
• You can withdraw cash from Visa and MasterCard ATM’s

Apply Now: https://www.easemydeal.com/download-app/

2. ICICI Bank Student Travel Card:

   Features: Tailored for students who frequently travel, this card offers attractive benefits such as complimentary airport lounge access, fuel surcharge waivers, and international usage capabilities.  

   Benefits: Cardholders earn reward points on travel and other purchases, which can be redeemed for flight tickets, hotel stays, and merchandise. The card also provides comprehensive insurance coverage, including travel insurance and purchase protection.

   Eligibility: Students aged 18 to 30 years enrolled in a full-time course at a recognized educational institution are eligible to apply.

Joining / Annual membership Fee: 2499

You will get:

• Membership of International Student Identity Card (ISIC) worth Rs. 590
• Worth Rs. 1,600, Card Protection Plus insurance
• Enjoy savings of up to 40% on extra luggage
• Get Croma shopping vouchers
• Take advantage of liability coverage for lost or counter cards worth up to Rs. 5 lakh

Apply Now: https://www.easemydeal.com/download-app/

3. Axis Bank Insta Easy Credit Card for Students:

   Features: This card is ideal for students looking for a hassle-free application process and quick approval. It comes with a low joining fee and no annual fee for the first year.  

   Benefits: Cardholders enjoy discounts on dining, shopping, and entertainment, along with reward points on every spend. The card also offers fuel surcharge waivers and add-on card facilities for family members.

   Eligibility: Applicants must be Indian residents aged between 18 and 70 years and enrolled in a full-time course at a recognized educational institution.

Joining / Annual membership Fee: 500

You will get:

• You can withdraw cash up to 100% of your credit card's limit
• Credit with no interest is available for 50 days
• 1% fuel surcharge is waived for fuel transactions
• 15% discount through the 'Dining Delights' program.

Apply Now: https://www.easemydeal.com/download-app/

4. HDFC Bank ForexPlus Card:

 Features: Designed for students planning to study abroad, this card offers the convenience of loading multiple currencies onto a single card and managing expenses while traveling. 

   Benefits: Cardholders enjoy zero issuance fees and competitive exchange rates, making it a cost-effective option for international transactions. The card also provides emergency assistance services and offers discounts on travel bookings.

   Eligibility: Students aged 18 to 30 years enrolled in a full-time course at a recognized educational institution are eligible to apply.

Joining / Annual membership Fee: 500

You will get:

• When you load or reload $750 or $1,000, you will receive an Amazon voucher of Rs.500 or Rs.1,000, respectively.
• When you load AED4,000, you will receive a Dubai Shopping Voucher worth AED 300
• Get a Rs.5,000 reward if you load or reload using an HDFC Bank Credit Card EMI
• You get 10X Reward points when you load $1,000 or more using HDFC Bank Credit Card

Apply Now: https://www.easemydeal.com/download-app/

 

In conclusion, these top 4 student credit cards offer a range of benefits and features tailored to the needs of students. Whether you're looking for rewards, travel benefits, or international usage capabilities, there's a card to suit every student's lifestyle and preferences. Before applying, ensure you meet the eligibility criteria and carefully review the terms and conditions to make an informed decision that aligns with your financial goals.

For Applying best other Credit Cards through EaseMyDeal, Download the App: https://www.easemydeal.com/download-app/