Credit Cards in India for Low Credit Score

Obtaining a credit card in India with a low credit score can be challenging, as most issuers prefer applicants with good credit histories. However, some options cater to individuals with lower credit scores or limited credit histories. Here are a few credit cards in India that may be available to those with lower credit scores, along with their features and joining fees. If you want to check your eligibility, please visit EaseMyDeal App.

 

1. ICICI Bank Instant Platinum Credit Card:

    Features: No annual fee, no joining fee, instant issuance, fuel surcharge waiver, and discounts on dining, shopping, and entertainment.

    Annual Fee: Nil

    Joining Fee: Nil

Apply Now: https://www.easemydeal.com/download-app/

 

2. Axis Bank Insta Easy Credit Card:

    Features: Designed for individuals with limited or no credit history, requires a fixed deposit as collateral, offers cash withdrawal facility, and complimentary insurance coverage.

    Annual Fee: Nil

    Joining Fee: Varies based on the fixed deposit amount.

Apply Now: https://www.easemydeal.com/download-app/

 

3. HDFC Bank Millennia Credit Card:

    Features: Cashback rewards on select categories such as online shopping, groceries, and dining, fuel surcharge waiver, complimentary airport lounge access, and discounts on movie tickets.

    Annual Fee: Rs. 1000

    Joining Fee: Rs. 1000

Apply Now: https://www.easemydeal.com/download-app/

 

4. SBI SimplyCLICK Credit Card:

    Features: Rewards on online shopping, dining, and other categories, milestone benefits, fuel surcharge waiver, complimentary membership to e-stores, and contactless payment feature.

    Annual Fee: Rs. 499

    Joining Fee: Rs. 499

Apply Now: https://www.easemydeal.com/download-app/

 

5. Kotak Mahindra Bank Aqua Gold Credit Card:

    Features: Designed for individuals with limited credit history, basic features, fuel surcharge waiver, and add-on card facility.

    Annual Fee: Nil

    Joining Fee: Rs. 1499

Apply Now: https://www.easemydeal.com/download-app/

 

It's essential to review the eligibility criteria, fees, and features of each credit card to ensure they meet your needs and financial situation. Additionally, responsible credit card usage, such as making timely payments and keeping balances low, is crucial for improving your credit score over time.

For Applying best other Credit Cards through EaseMyDeal, Download the App: https://www.easemydeal.com/download-app/