Best Rent Payment Apps in India: Which One Saves Most Money?

Let’s look at Credit Card to Bank Transfer Apps for Rent Payment, each one in detail.

1. EaseMyDeal – 1% (Lowest in India)

Best for: People who want to save the most money on rent payments using credit card.
Why use it?: At just 1%, Easemydeal offers the lowest fee in India for rent payments. For a Rs.30,000 rent, you’ll pay only Rs.300, which is a steal compared to other apps that charge Rs.450-Rs.600. On top of that, you get extra cashback by applying coupon codes. Why waste money on higher fees when you can save more here? 

Pay Rent via Easemydeal App
 

2. BharatNxt – 1.35% (Still Decent)

Best for: People who want to pay rent and make business payments from a credit card.
Why use it?: BharatNxt offers a decent fee of 1.35%, which is slightly higher than some options but still manageable. If you’re a freelancer or small business owner, this app allows you to make both personal rent payments and business transactions easily from your credit card, which adds convenience.
 

3. Cheq – 1.6% (Cashback ka king?)

Best for: Cashback lovers who don’t mind paying extra fees.
Why use it?: If cashback is your priority, Cheq might be worth considering, even with a 1.6% fee. It occasionally runs cashback offers that can help offset the higher cost. However, be mindful of the fees and make sure you’re actually getting more in cashback than you’re paying.
 

4. PhonePe – 1.7% (Just because you trust it?)

Best for: People who love UPI-based payments.
Why use it?: If you’re already a frequent PhonePe user for your everyday payments, this might be an easy choice. But with a fee of 1.7%, it’s not the most budget-friendly option for rent payments. Use it only if convenience and trust in PhonePe outweigh the cost of the fee.
 

5. Housing – 1.7% (More than just rent payments)

Best for: People who need property management services along with rent payment.
Why use it?: Housing is good for people who also need services like lease agreements or property management alongside rent payments. However, unless your landlord insists on using this app, you might want to consider cheaper alternatives since the fee is on the higher side at 1.7%.
 

6. Cred – 1.75% (You’re paying extra for rewards?)

Best for: People who love Cred Coins & reward points.
Why use it?: Cred charges 1.75%, which is higher than most rent payment apps, but the upside is that it offers Cred Coins and reward points. This can be a tempting offer for those who redeem rewards frequently. But if you don’t care about rewards, it’s best to stick to cheaper options to avoid paying extra.
 

7. Epayrent – 1.99% (Almost 2%? Bhai, seriously?)

Best for: If you need rental agreements & documentation.
Why use it?: At 1.99%, Epayrent is one of the costliest options out there. The only major benefit it offers is the ability to get official rent receipts, which may be important if you need them for tax purposes. Otherwise, the fees don’t justify the service, so it’s best to skip and save money with other apps.
 

8. NoBroker – 2-3% (Only worth it if your landlord is here)

Best for: Tenants whose landlords prefer NoBroker transactions.
Why use it?: NoBroker is mainly known for property rentals, and its rent payment service comes with a fee of 2-3%, depending on the payment method. It’s useful if your landlord is already registered on NoBroker, as it allows seamless rent transfers. However, with such a high fee, it’s only worth considering if you need NoBroker’s additional rental services.

9. Mobikwik – 2.5% (Expensive, but super easy)

Best for: Quick rent payments via wallet & credit card.
Why use it?: Mobikwik is a well-known digital wallet that also supports rent payments via credit card. The 2.5% fee is on the higher side, but the app is extremely user-friendly and offers occasional cashback deals. If you already use Mobikwik for other payments, this might be a convenient choice, though it’s not the cheapest.
 

10. Payzapp – 2.5% (HDFC Cards Only)

Best for: HDFC credit card holders (and those who don’t care about fees ?).
Why use it?: Payzapp has the highest fee on this list at 2.5%, making it quite expensive for rent payments. The only reason to use it is if you’re an HDFC credit card holder and you’re looking for specific offers available on Payzapp. But with such a high fee, it’s best avoided unless you're really after those HDFC-specific benefits.
 

Moral of the Story : Which One Should You Use?

• Want to pay the lowest fee on Rent? Easemydeal (1%) is hands down the best.
• Want cashback + decent fee? Cheq (1.6) or BharatNxt (1.35%) are decent alternatives.
• Love rewards? Maybe try Cred (1.75%) or Cheq (1.6%), but only if you actually use the rewards.
•  Avoid anything above 1.75% unless necessary for the month end crunch!

So, next time you pay rent using your credit card, make sure you aren’t burning your money on extra fees. Use the cheapest app for rent payment and keep that hard-earned cash in your pocket!