Best Online Recharge and Bill Payment Apps in 2025– Save More on Every Transaction!

When it comes to online recharges and bill payments, choosing the right paying app can make a big difference in how much you save. Some apps charge hidden convenience fees, while others offer cashback on recharges. With so many options available, we’ve compared the best mobile recharge applications in India for 2025 based on their cashback offers and platform fees.

If you're searching for the best recharge cashback app or the most cost-effective bill payment apps, this list will help you decide.

Top Online Payment Apps for Recharge & Bill Payments

We’ve ranked these apps based on maximum savings, considering both cashback offers and convenience fees. The best apps are those that give higher cashback and charge zero or minimal fees, while the least favorable apps charge high fees without any cashback.

Best Recharge and Bill Payment Apps – Cashback & Convenience Fees Comparison

 

 

1. EaseMyDeal – Best Cashback on Recharge with No Extra Fees

Cashback: Flat up to 5%
Convenience Fees: Rs.0
Best for: Maximum savings on mobile and DTH recharges

Easemydeal stands out as the best recharge application in 2025 because it offers 0 convenience fees on mobile and DTH recharges while providing flat up to 5% cashback. If you regularly pay for recharges, this app ensures you save the most compared to others like Paytm, Google Pay, or PhonePe.

Why choose it?

• No hidden charges on any mobile or DTH recharge
• Flat cashback on every transaction
• Supports all payment methods – UPI, debit/credit cards, wallets

2. Amazon Pay – No Extra Fees, But No Cashback Either

Cashback: None
Convenience Fees: Rs.0
Best for: Simple bill payments with no extra charges

Amazon Pay is an easy-to-use bill payment application that lets users pay electricity bills, DTH recharges, and more without extra fees. However, there are no cashback rewards on transactions.

Good for: People who want to pay bills without additional costs but don’t expect cashback rewards.

3. Airtel Thanks – Best for Airtel Users

Cashback: None
Convenience Fees: Rs.0
Best for: Airtel recharges and bill payments

The Airtel Thanks app is designed for Airtel users who want an easy way to pay mobile bills, DTH, and broadband bills. There are no extra charges, but it doesn’t offer cashback benefits.

Good for: Airtel users looking for a hassle-free way to manage payments.

4. Cred – Great for Credit Card Bill Payments

Cashback: None
Convenience Fees: Rs.0
Best for: Paying credit card bills & earning rewards

Cred is not a mobile recharge cashback app, but if you use credit cards, this app is useful for credit card bill payments. You earn reward points (Cred Coins) that can be redeemed for discounts and offers.

Good for: Credit card users who want to track payments and earn rewards.

5. Mobikwik – Offers Some Cashback, But Charges Apply

Cashback: Occasionally on select transactions
Convenience Fees: Varies
Best for: Occasional cashback offers on recharges

Mobikwik is a well-known recharge and cashback app that occasionally provides cashback. However, its convenience fees can reduce overall savings.

Good for: Users looking for occasional cashback but willing to pay small fees.

6. Freecharge – Focused on Utility Payments

Cashback: None
Convenience Fees: Varies
Best for: Paying electricity, water, and gas bills

Freecharge is mainly used as an electricity bill payment app, helping users pay for utility services. However, it doesn’t offer cashback on mobile recharges.

Good for: People looking for a simple way to pay utility bills.

7. PhonePe – Convenient, But No Cashback

Cashback: None
Convenience Fees: Varies
Best for: Instant payments & UPI transfers

PhonePe is a widely used phone payments app, popular for its fast transactions. While it allows bill payments and recharges, there are no cashback rewards.

Good for: Users who prioritize fast payments over savings.

8. Google Pay – Reliable, But Now Charges Fees

Cashback: None
Convenience Fees: 0.5% - 1% + GST on credit card transactions
Best for: UPI transactions, but not recharges

Google Pay is one of the most trusted online payment apps in India. However, it has introduced convenience fees on credit card transactions, making it costly for recharges and bill payments.

Good for: Safe UPI transactions, but not ideal for cashback or savings.

9. Paytm – Still Popular, But High Convenience Fees

Cashback: None
Convenience Fees: Rs.1 - Rs.40 per transaction
Best for: People who prefer Paytm’s ecosystem but don’t mind high charges

Paytm is one of the most widely used bill payment apps, but it charges high convenience fees on recharges and credit card bill payments. Unlike Easemydeal, which offers free recharges with cashback, Paytm can cost you extra per transaction.

Good for: Those who need Paytm’s services despite the extra costs.

Which is the Best Recharge and Bill Payment App in 2025?

If you're looking for the best mobile recharge cashback app, the answer is simple:

Easemydeal – No convenience fees + Up to 5% cashback
Amazon Pay & Airtel Thanks – No extra fees, but no cashback
Cred – Best for credit card bill payments

Upi Apps charge fees without offering cashback, making them less ideal for users who want to save money on recharges and bill payments.

Final Tip: If you want maximum cashback and zero extra charges, choose an app that puts savings first