Best Credit Cards for Amazon and Flipkart Shopping

Online shopping has revolutionized the way we buy products, and Amazon and Flipkart are at the forefront of this digital transformation. Whether you're shopping for electronics, fashion, groceries, or gadgets, using the right credit card can help you save significantly through cashback, discounts, and rewards.

This guide highlights the best credit cards for Amazon and Flipkart shopping, ensuring you get maximum value on every purchase.

Looking for other shopping credit cards? Check out our Best Credit Cards for Online Shopping guide for a broader selection.

Top Credit Cards for Amazon and Flipkart Shopping

1. Flipkart Axis Bank Credit Card
Annual Fee: 500 (waived on spending 2 lakh annually)
Key Features:
 5% cashback on Flipkart and Myntra purchases.
 4% cashback on Swiggy, Uber, and PVR.
 1.5% cashback on all other spending.
Why Choose?: Perfect for frequent Flipkart and Myntra shoppers.

2. Amazon Pay ICICI Bank Credit Card
Annual Fee: Lifetime free
Key Features:
 5% cashback for Amazon Prime members.
 3% cashback for non-Prime members.
 1% cashback on all other spending.
Why Choose?: Best for Amazon shoppers looking for lifetime free benefits.

3. HDFC Millennia Credit Card
Annual Fee: 1,000 (waived on spending 1 lakh annually)
Key Features:
 5% cashback on Amazon, Flipkart, and other leading merchants.
 Complimentary airport lounge access (4 times per year).
 Reward points redeemable for statement credit.
Why Choose?: Great for tech-savvy millennials with diverse online shopping needs.

4. SBI SimplyCLICK Credit Card
Annual Fee: 499 (waived on spending 1 lakh annually)
Key Features:
 10x reward points on Amazon, BookMyShow, Cleartrip, and others.
 1% fuel surcharge waiver.
 Exclusive online shopping deals.
Why Choose?: Best for earning rewards on online shopping.

5. Axis Ace Credit Card
Annual Fee: 499 (waived on spending 2 lakh annually)
Key Features:
 5% cashback on Google Pay transactions.
 4% cashback on Swiggy, Zomato, and Ola.
 2% cashback on all other transactions.
Why Choose?: Great for those who use Google Pay for payments.

How to Choose the Best Credit Card for Amazon & Flipkart Shopping

 Compare Cashback Offers: Choose a card that gives high cashback for your preferred shopping platform.
 Consider Annual Fees: If you’re a frequent shopper, pick a card where the cashback offsets the fee.
 Check Redemption Options: Some cards offer cashback directly, while others provide redeemable rewards.
 Look for Additional Perks: Features like lounge access and OTT subscriptions add extra value.
 Maximize Savings: Use your card during festive sales and special bank offers for extra discounts.

FAQs: Best Credit Cards for Amazon and Flipkart Shopping

1. Which credit card is best for Amazon shopping?
The Amazon Pay ICICI Bank Credit Card is the best option, offering up to 5% cashback for Prime members.

2. What is the best credit card for Flipkart purchases?
The Flipkart Axis Bank Credit Card provides 5% cashback on Flipkart and Myntra purchases.

3. Do these shopping credit cards offer no-cost EMI?
Yes, most shopping credit cards provide no-cost EMI options on Amazon and Flipkart purchases.

4. Are there any lifetime free credit cards for Amazon and Flipkart?
Yes, the Amazon Pay ICICI Bank Credit Card is a lifetime free credit card with cashback benefits.

5. Can I get additional discounts during sales like Flipkart Big Billion Days and Amazon Great Indian Festival?
Yes, bank-specific offers during Flipkart Big Billion Days and Amazon Great Indian Festival can provide additional savings.

6. How can I maximize my savings on Amazon and Flipkart?
 Use your shopping credit card during sale events.
 Combine card offers with bank discounts and promo codes.
 Choose the right cashback or rewards-based card based on your shopping habits.

7. Can I use these credit cards for other online shopping platforms?
Yes, cards like HDFC Millennia Credit Card and Axis Ace Credit Card provide benefits across multiple online merchants.