Best AU Bank Credit Cards in 2024

Best AU Bank Credit Cards in 2024

Below are the best AU Bank credit card that you can apply through EaseMyDeal.

Card Name	Annual Fee	Suited For
Zenith	Rs. 7,999 + applicable taxes	Travel & Rewards
Vetta	Rs. 2,999 + applicable taxes	Shopping & Travel
Altura Plus	Rs. 499 + applicable taxes	Cashback & Rewards
Altura	Rs. 199 + applicable taxes	Cashback & Travel
LIT	Lifetime free	Cashback & Rewards

 

Table of Contents: AU Bank Credit Card

AU Bank Credit Card Types & Features

AU Bank Credit Card Eligibility

AU Bank Credit Card - Fees & Charges

FAQ

AU Bank Credit Card Types & Features

Zenith Credit Card

AU Zenith credit card is the most premium credit card from AU Bank. It provides you a wide range of benefits and offers.

Key Features:

• Receive Rs. 1,000 vouchers from leading brands for your first POS retail purchase.
• Receive 20 reward points for every INR 100 spent on dining at a solo restaurant.
• Get 10 reward points for every INR 100 spent on foreign transactions, groceries, and department stores.
• Receive 5 Reward Points for every INR 100 spent on retail purchases across all merchant categories.
• Earn 1 reward point for every INR 100 spent on BBPS, Utility, and Telecom categories.
• Receive Rs. 1,000 vouchers from leading brands for minimum retail purchase of Rs. 2 lakhs every quarter.

Apply Now: https://www.easemydeal.com/credit-card-apply-online

AU Bank Vetta Credit Card

AU Vetta Credit Card offers premium benefits like accelerated reward points, complimentary airport and railway lounge access, lifestyle benefits etc.

Key Features:

• Earn 4 reward points for every Rs. 100 spent on departmental stores, grocery, and utility bill payments.
• Receive 2 reward points for every Rs. 100 spent across all merchant categories.
• Receive 1 reward point for every Rs. 100 spent on rent, insurance, education, and government categories.
• Receive 500 additional reward points after spending Rs. 50,000 in retail every calendar quarter.
• Receive 1,000 additional reward points for every Rs. 1 lakh spent in retail every calendar quarter.
• Receive Rs. 1,000 in top brand vouchers with a minimum retail expenditure of Rs. 2.50 lakhs during the card anniversary year.
• On your birthday, earn 1,000 additional reward points with a single shopping transaction.
• Priority Pass holders receive complimentary entry to all participating lounges once each calendar quarter.

Apply Now: https://www.easemydeal.com/credit-card-apply-online

AU Bank Altura Plus Credit Card

AU Altura Plus Credit Card offers numerous milestone gains, reward points & cashback. It has multiple ways to redeem these reward points.

Key Features:

• Get 1.5% cashback (maximum Rs. 100 each statement cycle) on all POS retail purchases at merchant locations.
• Receive 2x reward points for every Rs. 100 spent on online shopping purchases.
• Receive 1 reward point for every Rs. 100 spent on utility, rent, insurance, education, and government categories.
• Receive 500 additional reward points for spending Rs. 20,000 or more in a calendar month. • Waive 1% fuel levy for gasoline transactions between Rs. 400 and Rs. 5,000 every statement cycle at all Indian fuel stations.
• In the case of a credit card loss, there is no liability for fraudulent transactions made with the card once reported to the bank.

Apply Now: https://www.easemydeal.com/credit-card-apply-online

AU Bank Altura Credit Card

AU Altura Credit Card is best suitable for all your spending that gives you additional benefits like reward points, cashback, lounge access etc.

Key Features:

• Receive 2% cashback (up to Rs. 50 every statement cycle) on retail purchases at supermarket and department shops, as well as utility bill payments.
• Get 1% cashback (up to Rs. 50 every statement cycle) on any other retail purchases.
• Receive an extra Rs. 50 cashback on minimum retail purchases of Rs. 10,000 every statement cycle.
• VISA cardholders receive 2 free lounge access every quarter at railway stations in New Delhi, Kolkata (Sealdah), Ahmedabad, Jaipur, and Agra. This bonus is also available for add-on cardholders.
• Waiver of 1% fuel fee for transactions between Rs. 400 and Rs. 5,000 every statement cycle at all gasoline stations in India.
• No responsibility for fraudulent card transactions if reported to the bank in an unfortunate situation.

Apply Now: https://www.easemydeal.com/credit-card-apply-online

AU Bank LIT Credit Card

AU LIT Credit Card is a customizable credit card so that you can built it in your own way. You can change and select the features according to your lifestyle, enable or disable features and so on.

Key Features:

• Receive 10X or 5X reward points for local and international retail transactions, whether online or offline.
• Receive 10X or 5X reward points for all POS and contactless offline transactions, both local and international.
• Waiver of 1% fuel fee for transactions between Rs. 400 and Rs. 5,000.
• Receive 5% cashback (3 times in 90 days) on retail purchases (minimum Rs. 7,500) and 1 reward point for every Rs. 100 spent. The maximum cashback offered is Rs. 500 in 30 days.
• Get 2% cashback on retail purchases (minimum Rs. 10,000) and 1 reward point for every Rs. 100 spent. The maximum payback offered is Rs. 1,000 in 30 days.
• Receive an additional 5% cashback (up to Rs. 1,000 every 30 days) on travel, eating, grocery, and electronics purchases.

Apply Now: https://www.easemydeal.com/credit-card-apply-online

AU Bank Credit Card Eligibility

To apply for an AU Bank credit card, you must satisfy the following eligibility criteria:
• Primary cardholders must be 21-60 years old. • Add-on cardholders must be at least 18 years old.
• The candidate must be a resident Indian.
The parameters listed above are simply suggestive. AU Bank maintains the right to approve or refuse credit card applications.

AU Bank Credit Card - Fees & Charges

The following fees and taxes apply to AU Small Finance Bank credit cards:
• Cash advance fee: 2.5% (minimum of Rs. 100).
• Revolving Credit charges are 3.49% per month (41.88% annually) for Vetta, 3.59% per month (43.08% annually) for LIT, Altura, and Altura Plus, and 1.99% per month (23.88% annually) for Zenith.
 

Late payment charges: For the statement balance:

• Up to Rs. 100 : Nil

• Between Rs. 100 to Rs. 500 : Rs. 100

• Between Rs. 500 to Rs. 5,000 : Rs. 500

• Between Rs. 5,000 to Rs. 10,000 : Rs. 700

• Between Rs. 10,000 to Rs. 20,000 : Rs. 800

• Between Rs. 20,000 to Rs. 50,000 : Rs. 900

• Over Rs. 50,000 Rs. 1,100

FAQ’s

Q. How to check AU Credit Card Application Status with mobile number?

A. You may verify the progress of your AU Bank credit card application by calling customer service at 1800 1200 1500.

Q. What is the cash advance limit for AU Bank credit cards?

A. The cash advance limit for Australian credit cards is up to 40% of the card limit for Altura and Altura Plus, 30% for Vetta, and 20% for Zenith and LIT.

Q. What is the interest-free credit period for AU credit cards?

A. AU credit cards come with up to 48 days of the interest-free credit period.

Q. How to get an AU credit card instantly?

A. If you are in a hurry to get an AU Small Finance Bank credit card apply online through the EaseMyDeal Website or Application.