Amex Credit Card

American Express (AMEX) credit cards offer a premium experience with a focus on rewards, exclusive benefits, and exceptional customer service. AMEX cards are renowned for their generous rewards programs, providing points for every purchase that can be redeemed for travel, shopping, dining, and more. Enjoy access to a range of premium services including airport lounge access, travel insurance, and personalized concierge support. AMEX credit cards often come with tailored offers and benefits designed to enhance your lifestyle and spending experience. With a strong reputation for customer service and a wide array of card options, AMEX is committed to delivering value and convenience to its cardholders.

Amex Credit Card for everyone

AMEX Credit Cards - Eligibility Criteria

Age:
- Primary Cardholder: Minimum 21 years and maximum 65 years.
Income:
- Salaried Individuals: Minimum annual income of ₹6,00,000 to ₹12,00,000, depending on the card type.
- Self-Employed Individuals: Minimum annual income of ₹10,00,000 or more, varying by card type.
Employment Status:
- Salaried: Must be employed with a reputable company or government organization.
- Self-Employed: Must be a business owner or professional with a stable income and a well-established business.
Credit Score:
- A good credit score is generally required. Specific requirements may vary based on the card type and applicant’s credit history.
Residency:
- Indian residents with a valid address proof in India.
Existing AMEX Customers:
- Existing customers with a positive banking relationship may benefit from streamlined processing and exclusive offers.

Required Documents

Identity Proof:
- Aadhar card
- Passport
- Driving license
- Voter ID
Address Proof:
- Utility bill (electricity, water, gas)
- Passport
- Rent agreement
- Bank statement with address
Income Proof:
- Salaried: Salary slips for the last 3 months or bank statements showing salary credits for the last 6 months.
- Self-Employed: Income tax returns (ITR) for the last 2 years, bank statements for the last 6 months, and business registration documents.
Photographs:
- Recent passport-sized photographs (usually 1-2).
PAN Card:
- A copy of the Permanent Account Number card.
Bank Statements:
- Bank statements for the last 3-6 months, depending on the card type and income proof requirements.
Additional Documents:
- For premium cards: Additional proof of income or assets may be required.
- For business credit cards: Proof of business, such as business registration documents or trade license.

How To Apply For AMEX Credit Card

Go to the EaseMyDeal website or app & Navigate to the credit card section
Use the eligibility checker tool provided & based on this information, the platform will show you credit cards for which you are eligible.
Compare different credit cards features such as annual fees, interest rates, rewards programs, and other benefits.
Choose the credit card that best matches your needs and preferences.
Click on ‘Apply button’ for the selected credit card.
Enter your Name, Number & Email to get Extra EMD Cashback Benefits and submit OTP
You will be redirected to the bank’s official website or a secure portal to fill out the credit card application form.
Enter your personal details, contact information, employment details, etc., accurately.
Review all the information provided and ensure it is accurate.
Submit the application form.

Frequently Asked Questions

Yes, new AMEX cardholders often receive exciting welcome offers such as bonus reward points, cashback on first purchases, and exclusive access to events or services. Check the latest promotions when applying for your card.

American Express credit cards are known for their premium rewards programs, exclusive offers, and high level of customer service. Enjoy benefits like generous reward points, access to airport lounges, travel insurance, and personalized concierge services.

Maximize your reward points by using your AMEX card for everyday spending and in categories with higher rewards. Take advantage of limited-time promotions, bonus point offers, and partnerships with retailers to boost your earnings.

Redeem your reward points through the AMEX Membership Rewards program. Options include travel bookings, gift cards, merchandise, or statement credits. Explore special redemption offers for added value and flexibility.

AMEX credit cards come with travel perks such as complimentary airport lounge access, comprehensive travel insurance, and concierge services. Enjoy rewards on travel expenses and exclusive access to travel-related events and offers.

Report a lost or stolen AMEX card immediately by contacting American Express customer service. Your card will be blocked to prevent unauthorized transactions, and a replacement card will be issued.

Yes, AMEX credit cards are accepted globally. Inform American Express of your travel plans to ensure seamless use abroad and to take advantage of international transaction benefits.

AMEX offers a variety of credit cards including those for rewards, cashback, travel, dining, and premium lifestyle benefits. Each card is designed to meet different needs and preferences.

Request a credit limit increase by contacting AMEX customer service or using the online account management tool. Your request will be reviewed based on your spending history, credit score, and income.

Existing AMEX customers may enjoy special offers, faster approval processes, and customized card options based on their relationship with American Express.